Medicare Advantage Plans 2017 In Arizona
Although many senior Arizonans are happy with original Medicare coverage, there is a good chance that you are interested in Part C or an Advantage plan yourself. Even though you might be getting good coverage with your original Medicare, it can be costly since you’re on the hook for a lot of deductibles and co-payments.
Luckily, once you learn a little more about the two main coverage options, you can decide on one that is right for you. Then, you can use our simple drop-down menu tool to find no monthly premium and monthly premium options and do a comparison to make your decision for 2017.
Your Options: Medigap vs. Medicare Advantage
Many seniors in Arizona opt for Medicare supplement insurance, which is a type of coverage that works with original Medicare. Basically, Medicare will still be considered your insurer. When it’s time to pay your deductibles and co-payments, however, your private insurance company will step forward and help pay.
A lot of other senior Arizonans choose Medicare Advantage, however, which works a little differently. Instead of being under original Medicare, you’ll be covered by a Medicare-approved private insurer. There are zero monthly premium options for 2017 that you can look into if you don’t mind paying deductibles each year. If you want to avoid high-priced deductibles when you are dealing with health issues, however, you can opt for a reasonable monthly payment and a much lower deductibles.
What You Should Know Before Buying Medicare Advantage Coverage in 2017
Even though many senior Arizonans are perfectly happy with Medicare Advantage, there are some things that you should know before you sign up for 2017.
First of all, you might not know that Obamacare has had a serious impact on Medicare Advantage plans. For example, although many companies were PPOs in the past, many have decided to change to HMO plans.
With an HMO, you won’t get to pick your own doctor; instead, you’ll have to select one from your insurer’s network list. You will also have to avoid scheduling your own specialist’s appointments; instead, you’ll need to see a regular physician to ask for a referral.
Although this might require an adjustment, it should be easy to get used to if you pick the right insurer. Luckily, this is something that we can assist you with.
Arizonans Trust Us to Assist With Finding Coverage
Some of the seniors who we have helped live in these cities across Arizona, but it does not matter where in the state your live; we can help you:
Some of Our Favorite Medicare Advantage Coverage Providers
- 2017 Humana Medicare Advantage Plans
- United Healthcare
- Blue Cross Blue Shield of Arizona
Use Our Site to Compare Medicare Advantage Plans
Our site was designed to help senior citizens from Arizona and all over the country to find Medicare Advantage coverage in 2017 that they can afford. We have compiled information about rates and coverage from all of the top providers throughout Arizona, so finding coverage should be super-easy. All you’ve had to do is click on the drop-down menu and select “Arizona” as your state. Then, you’ll be brought to a helpful page that compares all of your choices among various companies. This makes it extremely easy to find the cheapest and best option.