2017 Medicare Advantage Plans in Georgia
As a Georgian who is looking for the most affordable healthcare coverage possible, you probably know that relying on original Medicare is not your best option. Original Medicare requires high co-pays and deductibles in a host of different situations, and it does not cover medication in most cases, either.
Luckily, you have options. One option is Medicare supplement insurance, such as Medicare Part C. This is a type of coverage that pays for your co-pays and deductibles to help make your healthcare costs more affordable.
On the other hand, you can choose Medicare Advantage coverage through a private insurer in 2017. This coverage will replace your original Medicare plan entirely. Along with covering things that Medicare would otherwise pay for, you will also get additional coverage.
Choosing between the two can seem challenging, and finding the lowest rates on Medigap or Advantage insurance might seem tough. Luckily, you can easily compare Medicare Advantage plans and supplemental coverage online with the help of our easy quote finder.
Medicare Supplement Insurance for 2017
First of all, you should consider the advantages of a Medigap policy. These policies have the same requirements and are the same between different insurance companies. This can be beneficial because you will know exactly what you are getting, no matter what insurance company you choose.
However, you will not be able to enjoy additional coverage over what you have from Medicare right now. Instead, you will be able to reduce your costs by allowing your insurance company to cover your deductibles and co-pays for you.
2017 Medicare Advantage Plans: What to Expect
You might prefer an Advantage plan if you would like additional coverage. However, you should know that some changes have been made recently so that insurers can comply with the Affordable Care Act.
For example, it might not be as easy to find a zero monthly premium option as it used to be. Even if you have had a no monthly premium policy in the past, there is a good chance that you will have to pay for coverage. Luckily, there are a host of high-deductible and low-deductible plans for different price ranges, and comparing can help you find the one that is right for you.
Also, be prepared for the fact that many Medicare Advantage plans in 2017 have been converted to HMOs rather than PPOs. Many insurance companies have made this change because there have been cuts to Medicare because of Obamacare, and HMO plans are more affordable for insurance companies. This can help your insurer continue to provide you with affordable rates, but there will be some differences.
For example, you may have to see a primary care physician before scheduling an appointment with a specialist, which is something you might not be used to. You will also need to choose doctors, specialists, hospitals and other healthcare providers that are a part of your insurance company’s network. This means you will need to choose an Advantage provider with a broad network for best results.
How We Can Help You Find Coverage for 2017
If you are interested in an Advantage plan, we can help. We have helped citizens from Athens to Columbus, Savannah, Atlanta, Augusta and other Georgia residents all also have used our service to find coverage.
We work with top-rated companies like Humana, United Healthcare, Blue Cross Blue Shield and more to provide coverage. To do a comparison of coverage and to find the lowest-priced and top choice for you, select “Georgia” from our drop-down menu now.