2017 Medicare Advantage Plans in Michigan
As 2017 is getting closer, you are probably thinking about the upcoming 2017 Medicare enrollment period and what you are going to do about coverage in the coming year. You might be thinking about signing up for Medicare supplement insurance, or you could be looking at no monthly premium or paid monthly premium Advantage options for 2017. Either way, it’s smart to do a comparison of zero monthly premium, paid monthly premium and supplement insurance rates. Then, you can make the decision that will allow you to get the best and most affordable healthcare.
Compare Medicare Advantage Plans vs. Medigap Part C
Medigap insurance is basically an addition to Medicare. If you opt for this coverage option, then you will still have your coverage under Medicare. However, your secondary insurer will be the private insurance company that you choose. Then, when it comes time to pay your deductibles and co-payments, your insurance company will help.
Medicare Advantage coverage is something different entirely. This is a completely different type of insurance from Medicare, and you actually will not be covered under regular Medicare anymore. However, the government does require private insurance companies that provide Medicare Advantage insurance to cover the same things as original Medicare. On top of that, there might be additional benefits, depending on the company that you choose.
What You Should Know About Your Healthcare Coverage in 2017
Since the Affordable Care Act has been put into action, you might be concerned about how this will affect your healthcare. If you choose to be covered with a Medicare Advantage plan, you should know that your coverage probably will be affected when compared to the past.
Insurance companies have been taking a big hit in funding due to Obamacare, which means that they have had to take cost-cutting measures in order to stay in business and provide affordable premiums for their customers. Therefore, many companies that previously offered PPO plans are now relying on HMO plans.
With an HMO, things might be different from what you are used to. Instead of being able to call up the specialists that you always see, you will have to get a referral for care from your regular care physician first. You will also have to check to ensure that your doctors and other healthcare providers are a part of your insurance company’s network.
Top Medicare Supplement and Advantage Providers for Seniors in Michigan
With our helpful website tool, we have helped Michiganders from all across the state, including from these big cities and many smaller areas as well:
- Grand Rapids
- Sterling Heights
While assisting Michiganders just like you in finding coverage, we have researched many companies. These are the ones that stick out as offering the best coverage:
- 2017 Humana Plans
- United Healthcare
- Paramount Elite
- Hap Senior Plus
How We Can Assist Michigan Seniors with Finding Coverage
If you are looking for coverage, you might be dreading the search for a policy. However, we have done all of that hard work ahead of time for you. Just choose “Michigan” from our list of 50 states, and you can instantly see all of the information that you need to make an informed coverage decision.