Medicare Advantage Plans 2017 in Missouri
With 2017 quickly approaching, now is the time for all seniors in Missouri to start making plans for healthcare. Although you might be planning on relying on Medicare as always, you may want to consider your other options. Between Medicare supplement coverage and the various Medicare Advantage plans that are out there, there is a reason why many older Missourians are opting for additional coverage.
Before you sign up for a plan, though, it is smart to know what you are looking for. Between learning about your choices and using our quote search tool to find the best prices and the best coverage, you can make an informed decision that will serve you well in 2017.
Medigap Part C: What is It?
One common type of additional coverage for seniors in Missouri and across the nation is Medicare supplement insurance. As the name suggests, this coverage works as a supplement to your original Medicare coverage.
Your provider will still be Medicare, but you will not have to pay all of the same deductibles as you do now. Instead, you will be responsible for paying a certain monthly premium to the insurance company that you choose. Then, that company will pick up the tab when you owe deductibles and co-pays. Even though you will still have to pay, this can make it a lot easier because you will only be responsible for a reasonable amount each month rather than shelling out hundreds or thousands when you need healthcare.
What are the Benefits of Medicare Advantage Over Medicare Supplement Insurance?
There are plenty of Missourians who have Medicare supplement coverage and are happy with it. However, those who have tried Medicare Advantage often prefer it by far.
This is because Medicare Advantage completely takes over and becomes your insurer instead of Medicare. Many companies offer additional coverage and benefits that you can enjoy. Plus, you’ll have flexibility when it comes to paying for your healthcare costs. For example, you can opt for a no monthly premium Medicare Advantage plan through certain insurers; then, with zero monthly premium, you will only have to come out of pocket to cover your deductible.
If this is not the most appealing option for your budget, you have other options to choose from as well. For example, many Medicare Advantage policies for Missourians require you to pay a small monthly payment but have no deductible requirement.
When choosing providers and premium options, your top choice is to compare Medicare Advantage plans so that you can make a smart and informed decision.
Recent Changes to Medicare Advantage That You Should Know About
As many feared, the Affordable Care Act has caused insurance companies to make some changes. For example, even though many providers offered PPOs with a lot of freedom in the past, this has changed.
Since the Affordable Care Act has been taking money away from Medicare, insurance companies have had to switch to HMOs for the most part. This isn’t a bad thing, but it does mean that you’ll need referrals and a primary care physician that is within your insurer’s network in order for your care to be covered.
We Have Assisted Seniors in Missouri Just Like You
These are just some of the cities that seniors we have helped are from:
- Kansas City
- St Louis
- East Independence
Our Favorite Medicare Advantage Companies in Missouri
- Coventry Health
- Humana 2017 Medicare Advantage Plans
- United Healthcare
- Care Improvement Plus
- Blue Cross Blue Shield
Get Started With Your Comparison of Rates and Plans
Now is the time to start shopping for your Medicare Advantage plan for 2017. Choose “Missouri” from our list of states, and you’ll have all of the helpful information that you need to make the right decision.