2017 Medicare Advantage Plans in New York
As a senior who might be on a limited income, you probably know just how expensive it can be to take care of your healthcare expenses. With original Medicare, you can be held responsible for a host of co-pays and deductibles, and original Medicare does not normally help pay for prescription medication. This can add up to a lot of money coming out of your pocket each and every month.
This is why you might be thinking of doing a comparison of rates for Medigap insurance like Part C or Medicare Advantage insurance. Luckily, we can help make this easier than ever. You can compare Medicare Advantage plans in 2017 with zero monthly premium and other options with ease; just select “New York” from our drop-down menu of all of the states to get started. However, there are some things that you might want to know first.
Medicare Supplement Insurance: What You Should Know
If you like original Medicare overall and find that it covers most of your needs, but if you don’t want to have to cover your deductibles and such on your own. Medigap coverage can be a solid option. Then, you’ll still have the same benefits that you have always had, but you won’t have to worry about paying out high costs if you get sick or injured.
Medicare Advantage: Changes for 2017
Medicare Advantage is a different type of coverage altogether. You will be fully insured by your private insurance company rather than Medicare. However, you can feel confident about this decision since your provider will be required to cover all of the things that original Medicare generally pays for. However, your insurer will typically cover other things as well. Plus, you’ll be able to opt for a no monthly premium plan if you don’t mind paying out a higher deductible, or you can opt for an opposite type of policy if you want to keep your deductibles as low as possible.
You should be aware, however, that there are a few things going on with Medicare Advantage. Obamacare has changed a lot of things, which has resulted in insurance companies switching from PPO plans to HMOs.
With an HMO, you will have to see your regular doctor to ask for a referral before you can see your favorite specialists. You will also have to find care from those who are a part of your insurance company’s network. This is why it is critical to look for a Medicare Advantage provider that is well-known and that has a network that you feel comfortable with.
Coverage Comparisons for Seniors Across New York
Our site has helped New Yorker’s just like you from all different parts of the state, including these major cities:
- New York City
- Buffalo City
- Rochester City
- Yonkers City
- Syracuse City
Top-Rated Companies That You Can Rely On
You might have heard of a lot of Medicare Advantage providers. These are some of our favorites:
- Humana 2017
- United Healthcare
- Empire Blue Cross Blue Shield
- BlueCross BlueShield of Western New York
Let Us Help You Find Affordable Coverage
Don’t attempt to tackle the job of finding the best coverage on your own. Instead, do what many other seniors in New York have done, and select “New York” from our state list. Right away, you’ll be able to find and compare various options to find the one that suits you best.