2017 Medicare Advantage Plans in North Carolina
As 2017 and Medicare’s open enrollment period are approaching, you might be thinking about what you will do for healthcare next year. As a senior citizen, you probably already have Medicare Part A, Medicare Part B or both. However, you might have found that this coverage is not enough to pay for your healthcare at North Carolina doctor’s offices and hospitals.
Fortunately, there are better coverage options out there. In fact, we can even help you find them. Take the step like many North Carolinian’s just like you have, and select “North Carolina” from our drop-down box, which features all 50 states. In no time, you’ll be able to see tailored options to help you do a comparison of your healthcare choices for 2017.
Medigap Part C and Other Medicare Supplement Plans
Medicare supplement insurance is a popular choice among North Carolina seniors because it allows you to stay under original Medicare. If you pay the reasonable monthly rates, your insurance provider will cover the majority of your deductibles, coinsurance and co-pays. You can also sign up for a plan that will cover your prescription medication if you don’t have one already.
Medicare Advantage: The Best Choice for Many Older North Carolinian’s
Although Medicare supplement coverage is better than original Medicare in the eyes of man North Carolina seniors, it might not be your top choice. An even better option for many is Medicare Advantage.
If you opt for this type of insurance policy, you will not be covered by original Medicare any longer. Instead, the insurance company that you choose will take over.
This can be a positive thing since many insurers offer more than original Medicare offers. You’ll also have the flexibility to choose a plan that is right for you, which is not the case with original Medicare. For example, some seniors prefer zero monthly premium plans so that they don’t have to pay out-of-pocket each month; however, this will obviously result in a higher deductible. On the other hand, however, you will have the choice to choose against a no monthly premium plan if you want to keep your deductibles as low as possible. The choice is up to you and can be tailored to suit your income, budget and everyday healthcare needs.
HMOs: What You Should Expect from Medicare Advantage in 2017
If you have taken the time to compare Medicare Advantage plans in the past, you should know that things have probably changed since then. In the past, many Medicare Advantage insurers offered PPO plans. Now, however, most have switched to HMOs. This means that you’ll be restricted to a network of providers and will need referrals to see certain types of healthcare providers.
Medicare Advantage Plans for All North Carolinians
Our helpful comparison tool has helped seniors from all over North Carolina, including these major cities:
Medicare Advantage Providers in North Carolina
These are a few of the main providers that you can compare with our tool:
- 2017 Humana Medicare Advantage plans
- United Healthcare
- Care Improvement Plus
- Aetna Medicare Select
- Day Break HMO
- Blue Medicare HMO
- WellCare Advance
- Kaiser Permanente Senior Advantage
Don’t try to tackle the search for coverage on your own. Instead, select “North Carolina” from our state list to instantly see and compare your options for 2017 Medicare Advantage plans in your area.