Medicare Advantage Plans 2017 in Texas
If you are a senior citizen who is living in Texas, healthcare coverage is probably always on your mind. Whether you are in good health or are dealing with some health-related issues, you might not trust original Medicare when it comes to your healthcare.
Although Medicare does provide essential coverage for Texas seniors just like you, healthcare can still be costly when you count all of the deductibles and co-payments that you are responsible for. For someone who is retired and possibly on a fixed income, paying for your healthcare can be challenging.
Luckily, this is where Medigap and Medicare Advantage plans in 2017 can help you. Whichever option you choose, you are sure to enjoy savings while getting all of the healthcare that you need to stay happy and healthy.
Medicare Supplement Insurance vs. Medicare Advantage
First of all, you should know that Medicare supplement insurance and Medicare Advantage are not the same thing. Understanding the differences between the two can help you make the right healthcare decisions.
If you opt for a Medigap policy, you will still be covered under original Medicare. If you choose a Part C or other similar plan; however, your insurance company will cover your deductibles and co-pays in exchange for a reasonable monthly premium. Even though this might not seem as appealing as a zero monthly premium plan, you can plan for your costs more easily.
If you are like many senior citizens in Texas, however, you might find that Medicare Advantage is a more solid choice for you. This means that you will have completely different healthcare coverage through a private insurance company. Your provider will be required to provide you with the same benefits as you would enjoy with original Medicare, but you will also have additional coverage. There are even no monthly premium options, although they are becoming less common and do typically come with higher deductibles.
Changes to Medicare Advantage for 2017
If you have done your research in the past or have even had a Medicare Advantage plan at some point since you have been over 65, you should know that some changes have been made. The Affordable Care Act affected Medicare supplement and Medicare Advantage insurers in a big way. In an effort to cut costs, many insurers have switched to HMO plans.
These plans can be tough to get used to because they require you to see in-network providers. You will also need a referral before you can set an appointment with a specialist. However, if you compare Medicare Advantage plans, you are sure to find a plan that works for you.
Your Options as a Resident of Texas
Do you live in one of these cities?
- San Antonio
- Fort Worth
- El Paso
If you do, or if you live in any other city or town across Texas, we can help you find the best affordable coverage option.
For example, these are some of the big-name, well-known insurance companies that we can do a comparison of for you:
- AARP MedicareComplete
- Care Improvement Plus
- Blue Cross Blue Shield
- 2017 Humana Medicare Advantage Plans
- United Healthcare
How Our Search Engine Can Help You Shop for Coverage
Shopping for rates and comparing providers can be a big pain. Instead of calling around and spending all day shopping for coverage, however, you can use our search engine. You can get started by selecting the “Texas” option from our drop-down menu box. Then, you will instantly be shown quotes from top-rated, trustworthy providers.