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Aetna Medicare Advantage Plans for 2020

There are dozens of private companies that market Medicare Advantage plans. However, about half of all enrollment comes from the top insurers. This includes Aetna, which is a major provider for both Medicare Advantage plans and Medicare Supplement plans.

Your best choice for Aetna Medicare Advantage plans in 2020 may depend on your medical condition, preferences, and how you would prefer to access doctors. Insurance companies don’t market in every county. They also don’t offer the same Medicare Part C plans everywhere that they are active.

It’s best to do a search for your specific service area when shopping for PPO plans, HMO plans or other Medicare plans. You can find your state in the quote box to run a customized comparison of local providers within seconds. We can help you compare Aetna Medicare Advantage plans available in your county alongside other top carriers so that you can find the right health plan for you.

Updates for Aetna Medicare Advantage Plans in 2020

Aetna is a reliable, big-name company that has been helping enrollees make the most of their Medicare coverage for years. There are solid Aetna plans right now, but the company has been making and planning for some big changes for 2020 and beyond.

For example, Aetna was recently acquired by CVS. In fact, its first open enrollment period since it has been merged with CVS is rapidly approaching. Its membership has increased by more than 400,000, and it is expected to continue growing even more. In fact, according to a CVS Health chief executive, Aetna will soon offer coverage access to more than 80 percent of individuals who are eligible for Medicare Part A and Medicare Part B. He also stated that Aetna plans to continue offering more and more benefits for its customers as it is able to.

Extra benefits will be available for many 2020 Medicare Advantage enrollees who choose Aetna. For example, members will be able to seek treatment and services from nurse practitioners at more than 1,100 MinuteClinic locations, which can typically be found inside CVS Pharmacy stores, with no copayment. Over the next three years, CVS plans to open new “Health Hub” locations, where beneficiaries can also find affordable care to replace some forms of care in a doctor’s office, hospital or skilled nursing facility.

Because of major changes to Medicare Advantage plans in 2020, many health and life insurance companies are making big changes to their standard and cost-sharing plans. Aetna should be able to compete with its balanced approach to these changes. It already offers zero-premium options for those who are cost-conscious, and it also offers PDP options that include Medicare Part D prescription drug coverage. Many plans include extra benefits like hearing aids and fitness plans. Plus, because of Medicare’s big changes in 2020, Aetna will soon be able to offer more at-home perks for those who need them, such as widened doorways or ramps for wheelchairs.

Best Types of Aetna Medicare Advantage Plans for 2020

Depending upon your location, you may see a handful of different kinds of Medicare Advantage plans. This short overview will help you understand these options as you compare Aetna’s Medicare Advantage plans for yourself:

  • Aetna HMO Medicare Advantage Plans

  • Overall, Aetna HMO Medicare Advantage plans are quite popular in the United States at the moment, but it’s not the most popular in all states. If you find a plan with no monthly premium, it will probably be this kind because HMOs do an excellent job of controlling costs. They also have the most restrictive rules about almost always only covering medical services from a provider within the network. a couple of examples:
    Aetna Medicare Prime Plan HMO
    Aetna Medicare Choice Plan HMO-POS
  • Aetna Medicare Premier Medicare Advantage Plan PPO

    In many areas, Aetna tends to be one of the leading providers of these somewhat more expensive and less restrictive Medicare Advantage PPO plans. They use a network, but the network may extend to an entire region or in some cases, even nationally. Since Aetna Medicare Advantage plans are offered throughout the country, they have an extensive network.

  • Aetna Medicare Choice Medicare Advantage Plan PPO

    This kind of PPO Medicare Advantage plan may be less expensive than the ones that allow access to a regional network because they restrict the network to a smaller or more local group. Rates should be lower than for a regional PPOs, so this might be a good compromise if you want the choice to leave the Medicare Part C network for covered services but still have a secure network to rely upon locally.

  • Aetna Special Needs Medicare Advantage Plans – SNP Plans

    You might see some Medicare Advantage plans marked as SNP, and this usually indicates that they are special needs plans for people in nursing homes or similar facilities. Aetna also has contracts to work with the government to provide Medicare Part C plans for on who qualify for both Medicare and Medicaid, and this is common with nursing home residents. All SNPs include prescription drug plans (Part D plans), so you don’t have to worry about buying this coverage separately.

The best Aetna Medicare Advantage plans for 2020 may depend upon your own medical needs, finances, and overall preferences. Nationwide, people tend to accept more restrictive network rules in urban areas where they have more choices of doctors, hospitals, and so on. In more rural areas, people may choose a less restrictive plan or even forgo Medicare Advantage plans in favor of Medigap plans.

Of course, seniors with higher incomes may also gravitate towards a regional PPO or a Supplement. When senior citizens have some room in their budgets, they don’t tend to mind spending more upon healthcare to enjoy access to more healthcare providers and relieve themselves of worries about only finding doctors inside of a network.

On the other hand, the more restrictive Aetna Medicare Advantage plans have become increasingly popular as many members need to control their medical costs. Indeed, plans with a zero premium are very attractive to seniors on fixed incomes, and they may offer excellent access to convenient doctors in some areas.

Quick Facts About Aetna Medicare Advantage Plans

These are some quick facts about Aetna Medicare Part C plans:

  • Their share of new Medicare Advantage plans: 19 percent
  • Aetna’s total health insurance client base: 47 million
  • Types of Medicare insurance Aetna offers: PPO, HMO, special needs plans, Supplements, Part D

According to Kaiser, Blue Cross affiliates will offer eight percent of new plans, and then Humana and WellCare follow in fourth and fifth place. It doesn’t mean that you should only consider the major players; however, in some cases, the largest companies have the tools, experience, and financial standing to offer more competitive, stable, and quality Medicare Advantage plans. You can find some excellent local or regional insurance companies, but they tend to enter and leave the market more often. It pays to look into plan options from companies from Aetna to Hartford to find the plan that is most suitable and affordable for you.

Are 2020 Aetna Medicare Advantage Plans the Best Choice for Everybody?

We have spent time studying enrollments for different kinds of Medicare insurance. We see how the figures vary in different states and even within different counties. Besides Medicare Part C, Aetna also markets Supplements plans.

These two kinds of plans don’t work the same:

  • Medicare Advantage: This kind of Medicare insurance replaces Original Medicare Part A and B. The benefits are required to be as good as or better. Most plans will also include Part D for drug coverage. Besides that, they often offer extra perks. These might include health club memberships, like Silver Sneakers, and discounts on hearing, dental, and vision services. The vast majority of these Medicare Part C plans use a provider network.  This enables them to help control expenses for members and insurance companies.
  • Medigap: These are all standardized plans meant to work with Original Medicare.  They help pay the deductibles, copays, and coinsurance that Part A and B have. They won’t include Part D, but they also don’t commonly use a network. One freedom you can enjoy with Supplement insurance is the ability to use your extra medical insurance just about anywhere in the country.

Quickly Compare Aetna Medicare Advantage plans

Lots of people tend to choose Aetna because of competitive rates. Also, they were already familiar with Aetna health insurance from their jobs or private health insurance plans. Aetna is one of the largest providers of group and individual policies for people who aren’t on Medicare.

Aetna might have been viewed as a smaller Medicare Advantage plan companies in the past.  However, they are aggressively adding new plans. They’re quickly becoming more competitive with other large health insurance companies.

If you would like to make the most out of your Medicare benefits with an MAPD plan or another plan for Medicare beneficiaries, you can compare Aetna Medicare Advantage plans for 2020 in your local area within minutes. Get started by finding your home state in the drop-down list inside of the quote box. After that, you will see a convenient listing of top local providers. If you click any of these local offers, you can learn more about Aetna and other top insurers. Those of you who prefer different kinds of Medicare insurance can also obtain more information about Medicare drug and Supplement companies. In many cases, Aetna may offer the most competitive Medicare Advantage plans; however, in some cases, another insurer may provide you with a better or cheaper solution.

Please Note: We are not Aetna, this is a general outline of our opinion on their Medicare Part C plans and plan benefits.