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Best Medicare Supplement Plans in Georgia 2020 – Comparison Chart

About 300,000 beneficiaries of Original Medicare enhance their coverage with a Medicare Supplement plan in Georgia. This is about 30 percent of the state’s total enrollment. The best Medicare Supplement plans in Georgia for 2020 work by paying some or all of the cost-sharing that Medicare beneficiaries would have to pay out of their own pockets without other insurance.

Do you want to quickly compare quotes for Medicare Supplement plans? If so, start by selecting “Georgia” from the quote box. In an instant, you can request quotes from top providers. If you need more help, you’re also welcome to look for the toll-free number.

When to Apply for a Medicare Supplement Plan in Georgia in 2020?

The primary enrollment period for Medicare beneficiaries is the Medigap Open Enrollment Period, OEP. This is the Guaranteed Enrollment Period that lasts for six months when you first qualify for both Medicare Part A and Medicare Part B of Original Medicare. During this time, you can apply for a Medicare Supplement plan without having to answer any health questions that insurance carriers would normally ask. Individuals under the age of 65 might also be eligible for the OEP if they’ve been awarded Medicare because they are disabled. This is the best time for most people to shop for the best Medicare Supplement plans in Georgia through one of the health and life insurance companies.

Other opportunities to apply with no health questions:

  • Employer Plan is terminated
  • Private Plan no longer available
  • Certain Trial periods to return from alternative Medicare plans
  • Move outside of current plans service area

Keep in mind, you are free to apply for a Medicare Supplement plan in Georgia even if you do not qualify for one of these enrollment periods.  You might have to answer a few health questions and your acceptance is not guaranteed.  It’s a good idea to speak with a qualified insurance agent to understand your options.

What Are 2020 Rates Calculated for Medicare Supplement Plans in GA?

These are three ways Medigap plan insurers that offer the best Medicare Supplement plans in Georgia might determine your out-of-pocket costs for your monthly premiums:

  • Community

    Premiums for the best Medicare Supplement plans in Georgia don’t depend on your age at all but are calculated by using information about your local area. Everyone from your area who signs up for a plan through your chosen insurance company will pay the same amount.

  • Attained Age

    Your rates for the best Medicare Supplement plans in Georgia will always be based on your present age, so they will increase as you get older.

  • Issue Age

    The cost for the best Medicare Supplement plans in Georgia will also be based on the age you were when you bought the plan, so the younger you were, the less you will pay.

Note that your Medicare Supplement Plan in Georgia can increase your premiums because of inflation or other factors.

In Georgia, Medicare reimbursement costs are a bit lower than the national average. That could mean that rates for the best Medicare Supplement plans in Georgia are a bit lower than average too.

Medicare Supplement Plan Comparison Chart in Georgia for 2020

We can’t tell you which Medicare Supplement plans are best for everybody; however, we can tell you which ones have proven the most popular and sensible for most folks. This Medigap comparison chart summary provides the main differences between the choices that many people consider to be the best Medicare Supplement plans in Georgia.

  • Medicare Supplement Plan F in Georgia

    Medigap plan F in Georgia is the most commonly chosen of all of the various Medicare Supplement plans in Georgia. It offers every one of the benefits allowed is usually the most expensive. People who buy Plan F would rather just pay their premiums and let insurance companies handle the rest. Many consider Medicare Supplement Insurance Plan F to be one of the best Medicare Supplement plans in Georgia because it offers more coverage than the other Medigap health plans.

Please note: Medigap Plan F in Georgia will no longer be available to Medicare beneficiaries that turn age 65 after 01/01/2020. Plan F will still available to Medicare Beneficiaries who are already on Medicare Part A and Medicare Part B prior to 01/01/2020.

  • Medicare Supplement Plan G in Georgia

    Medigap plan G in Georgia is a plan that offers a way to help people save a bit of money but still get very broad benefits. The only thing it won’t pay for is the modest Medicare Part B deductible. The price difference often makes up for the Part B deductible.

  • Medicare Supplement Plan N in Georgia

    Medigap plan N in Georgia is growing in popularity as a budget-friendly option for people who don’t mind some cost-sharing, many people think that the balance of benefits and affordability makes it one of the best Medicare Supplement plans in Georgia. It requires some co-pays and doesn’t pay for bills that are higher than Medicare allows, but the premiums reflect the trade-off of coverage.

Remember that all companies have to give you the same basic benefits for each Medicare Supplement plan. For example, Medigap Plan G is the same no matter which company provides it.

If you’d like to learn more about the best Medicare Supplement plans in Georgia, check out this helpful chart:

Medicare Supplement Plans Comparison Chart

If You Buy a 2020 Medicare Supplement Plan in Georgia, Where Can You Use it?

The freedom provided by the best Medicare Supplement plans in Georgia is their strong suit. These are some examples:

  • What if you move? You should update your address with your insurance company.  Your rates will be updated based on your new zip code. If your plan can’t be transferred, you will have a new Guaranteed Issue Period in your new location.
  • What if you plan to travel around? You have access to nationwide providers that accept Medicare. Also, some Medicare Supplement plans will even help you pay for urgent healthcare outside of the United States. Original Medicare almost never covers care outside of the U.S.

A Snapshot of Medicare Supplement Plans in Georgia

There isn’t just one choice for the best Medicare Supplement plans in Georgia. You actually have 10 options to choose from to supplement Parts A and B through the federal Medicare program. We’ll offer some suggestions, but first, it will probably help to look at some facts about Medicare beneficiaries in the state:

  • Georgia Medicare recipients: About a million
  • Number of Activa Medicare Supplement plans in Georgia: About 300,000
  • Georgia Medicare Advantage members: Almost 500,000

As you can see, about 80 percent of all of the beneficiaries in the state have chosen to enhance their benefits via one of the Medicare Advantage Plans (Part C) or a Medicare Supplement plan. It’s likely that most of the rest have some other health insurance coverage from their jobs, a union, or a government program through the U.S. government, such as Medicaid.

Almost everybody finds some ways to enhance original Medicare to avoid having to pay a lot of co-pays or deductibles. Medigap plans and Advantage plans work differently, but they both offer a way to help Medicare recipients reduce and control medical costs that aren’t fully covered by Original Medicare, which refers to Medicare Part A and Part B.

If you look at certain parts of Georgia, you may find that people make different choices about Medicare insurance. For instance, residents in more populated areas of the state may lean towards MA plans because they have a greater choice of doctors and other network providers. At the same time, people with larger incomes tend to choose Medicare Supplement plans because they can deliver more freedom and flexibility in exchange for their monthly premiums.

Some people who sign up for Medicare Advantage plans enjoy included prescription drug coverage in the form of a Medicare Part D prescription drug plan. Those who pick one of the Supplemental plan options can purchase separate prescription drug plans to enhance their Medicare benefits.

These are Georgia’s most populated counties:

  • Fulton County, GA: 1,023,336
  • Gwinnett County, GA: 907,135
  • Cobb County, GA: 748,150
  • DeKalb County, GA: 740,321
  • Chatham County, GA: 289,082

Related Medicare Supplement Plan Topics in Georgia

Senior Life Insurance Plans is a great resource for Medicare beneficiaries to learn about there options, we also specialize in senior life insurance plans. We help educate Medicare beneficiaries on their Medigap options and help them go through the process of reviewing and comparing plans. We work with most of the nation’s top-rated Medigap carriers such as AetnaCignaMutual of Omaha and Florida Blue Medicare plans. Give us a call today, or request a quote online to learn more about Aetna Medicare Supplement plan G and Mutual of Omaha Medicare Supplement plan G in your state. We educate you on the best Medicare Plans for your situation, then let you decide.

How to Enroll in a Georgia Medicare Supplement Plan for 2020

You can use our online system to compare the best Medicare Supplement plans in Georgia. To begin, pick “Georgia” from the list of states.

If you’d prefer, you are also welcome to use the toll-free number to call a qualified agent. We have helped many Georgia Medicare beneficiaries compare Medigap Plans over the years, and we are here to work with you too!

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